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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,477 | $80,985-88.3% | $96,576-90.2% | $75,181-87.4% |
| Participation rate | 76.0% | 71.8%+4.2pp | 76.0%0pp | 67.2%+8.8pp |
| Annual return | 17.91% | 27.05%-9.1pp | 25.87%-8.0pp | 160.69%-142.8pp |
| Employer contribution / active EE | $1,024 | $2,282-55.1% | $2,965-65.5% | $2,671-61.7% |
| Participant deferral / active EE | $2,009 | $3,929-48.9% | $4,851-58.6% | $4,126-51.3% |
| Admin fee / account holder | $647 | $6,719-90.4% | $8,253-92.2% | $5,650-88.6% |