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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,772 | $165,399-50.6% | $149,745-45.4% | $158,982-48.6% |
| Participation rate | 44.4% | 84.6%-40.1pp | 82.5%-38.0pp | 82.0%-37.5pp |
| Annual return | 16.49% | 348.34%-331.8pp | 276.72%-260.2pp | 302.99%-286.5pp |
| Employer contribution / active EE | $834 | $5,105-83.7% | $4,646-82.1% | $4,763-82.5% |
| Participant deferral / active EE | $8,337 | $7,183+16.1% | $6,843+21.8% | $5,983+39.3% |
| Admin fee / account holder | $57 | $10,811-99.5% | $9,312-99.4% | $11,252-99.5% |