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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,772 | $165,361-50.5% | $149,715-45.4% | $158,950-48.6% |
| Participation rate | 44.4% | 84.6%-40.1pp | 82.5%-38.0pp | 82.0%-37.5pp |
| Annual return | 16.49% | 348.24%-331.7pp | 276.66%-260.2pp | 302.91%-286.4pp |
| Employer contribution / active EE | $834 | $5,103-83.7% | $4,645-82.0% | $4,762-82.5% |
| Participant deferral / active EE | $8,337 | $7,182+16.1% | $6,842+21.9% | $5,983+39.4% |
| Admin fee / account holder | $57 | $10,808-99.5% | $9,310-99.4% | $11,248-99.5% |