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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,339 | $157,304-61.0% | $141,197-56.6% | $152,909-59.9% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 36.70% | 64.34%-27.6pp | 71.41%-34.7pp | 345.46%-308.8pp |
| Employer contribution / active EE | $738 | $5,263-86.0% | $4,736-84.4% | $4,764-84.5% |
| Participant deferral / active EE | $7,375 | $7,111+3.7% | $6,710+9.9% | $5,851+26.0% |
| Admin fee / account holder | $46 | $12,126-99.6% | $10,265-99.6% | $11,601-99.6% |