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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,101 | $111,814+102.2% | $103,378+118.7% | $145,978+54.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 3.96% | 24.80%-20.8pp | 24.91%-20.9pp | 550.52%-546.6pp |
| Employer contribution / active EE | $10,841 | $4,215+157.2% | $3,870+180.1% | $4,662+132.5% |
| Participant deferral / active EE | $5,108 | $5,618-9.1% | $5,058+1.0% | $6,690-23.6% |
| Admin fee / account holder | $1,757 | $9,764-82.0% | $8,401-79.1% | $13,400-86.9% |