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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,379 | $209,428-51.1% | $178,498-42.6% | $158,950-35.6% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 8.57% | 188.78%-180.2pp | 151.09%-142.5pp | 302.91%-294.3pp |
| Employer contribution / active EE | $620 | $5,707-89.1% | $5,011-87.6% | $4,762-87.0% |
| Participant deferral / active EE | $8,482 | $5,955+42.4% | $5,202+63.1% | $5,983+41.8% |
| Admin fee / account holder | $8,585 | $17,077-49.7% | $13,985-38.6% | $11,248-23.7% |