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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,957 | $127,387-56.1% | $115,038-51.4% | $125,389-55.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.71% | 31.28%-32.0pp | 26.14%-26.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $2,987 | $5,166-42.2% | $4,608-35.2% | $4,866-38.6% |
| Participant deferral / active EE | $6,821 | $6,423+6.2% | $6,026+13.2% | $5,352+27.5% |
| Admin fee / account holder | $1,024 | $9,516-89.2% | $8,175-87.5% | $9,541-89.3% |