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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,887 | $105,929+20.7% | $81,716+56.5% | $158,966-19.6% |
| Participation rate | 0.0% | 75.6%-75.6pp | 72.0%-72.0pp | 82.0%-82.0pp |
| Annual return | 8.95% | 38.19%-29.2pp | 29.49%-20.5pp | 302.95%-294.0pp |
| Employer contribution / active EE | $2,751 | $7,802-64.7% | $4,310-36.2% | $4,762-42.2% |
| Participant deferral / active EE | $6,750 | $13,007-48.1% | $7,108-5.0% | $5,983+12.8% |
| Admin fee / account holder | $17,951 | $8,492+111.4% | $5,159+247.9% | $11,250+59.6% |