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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,390 | $54,162+20.7% | $68,612-4.7% | $64,173+1.9% |
| Participation rate | 90.9% | 68.1%+22.9pp | 72.2%+18.7pp | 69.6%+21.3pp |
| Annual return | -11.14% | -1.62%-9.5pp | -4.63%-6.5pp | 7.63%-18.8pp |
| Employer contribution / active EE | $1,820 | $1,846-1.4% | $2,625-30.7% | $2,381-23.6% |
| Participant deferral / active EE | $3,974 | $2,626+51.3% | $3,311+20.0% | $3,470+14.5% |
| Admin fee / account holder | $729 | $4,029-81.9% | $5,131-85.8% | $4,887-85.1% |