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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,271 | $82,674-82.7% | $125,381-88.6% | $68,486-79.2% |
| Participation rate | 75.9% | 75.1%+0.8pp | 82.4%-6.5pp | 67.9%+8.0pp |
| Annual return | -18.63% | -5.97%-12.7pp | 572.31%-590.9pp | -7.85%-10.8pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,232 | $6,111-14.4% | $7,448-29.7% | $4,028+29.9% |
| Admin fee / account holder | $803 | $6,277-87.2% | $10,007-92.0% | $5,404-85.1% |