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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,207 | $97,020-84.3% | $83,327-81.8% | $135,380-88.8% |
| Participation rate | 62.5% | 80.4%-17.9pp | 77.8%-15.3pp | 82.6%-20.1pp |
| Annual return | 37.52% | 12.31%+25.2pp | 10.64%+26.9pp | 519.81%-482.3pp |
| Employer contribution / active EE | $1,804 | $4,144-56.5% | $3,379-46.6% | $4,779-62.3% |
| Participant deferral / active EE | $2,330 | $5,964-60.9% | $5,565-58.1% | $5,609-58.5% |
| Admin fee / account holder | $866 | $8,426-89.7% | $7,540-88.5% | $10,828-92.0% |