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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,080 | $197,603-84.3% | $177,827-82.5% | $158,950-80.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 82.07% | 58.76%+23.3pp | 48.32%+33.7pp | 302.91%-220.8pp |
| Employer contribution / active EE | $2,697 | $6,698-59.7% | $5,918-54.4% | $4,762-43.4% |
| Participant deferral / active EE | $3,219 | $8,404-61.7% | $7,713-58.3% | $5,983-46.2% |
| Admin fee / account holder | $17,138 | $15,402+11.3% | $12,429+37.9% | $11,248+52.4% |