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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,549 | $150,447-5.9% | $136,298+3.9% | $147,586-4.1% |
| Participation rate | 76.5% | 84.4%-8.0pp | 81.9%-5.5pp | 82.8%-6.4pp |
| Annual return | 21.15% | 1049.15%-1028.0pp | 5156.27%-5135.1pp | 578.59%-557.4pp |
| Employer contribution / active EE | $3,507 | $5,256-33.3% | $4,696-25.3% | $4,876-28.1% |
| Participant deferral / active EE | $6,309 | $6,631-4.9% | $6,247+1.0% | $5,439+16.0% |
| Admin fee / account holder | $1,884 | $10,906-82.7% | $9,244-79.6% | $10,886-82.7% |