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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,551 | $86,050+147.0% | $189,758+12.0% | $94,015+126.1% |
| Participation rate | 89.3% | 68.9%+20.4pp | 79.8%+9.5pp | 70.8%+18.5pp |
| Annual return | 4.14% | 17.77%-13.6pp | 52.62%-48.5pp | 17.84%-13.7pp |
| Employer contribution / active EE | $10,644 | $2,819+277.6% | $4,767+123.3% | $2,790+281.5% |
| Participant deferral / active EE | $7,914 | $3,349+136.3% | $5,856+35.1% | $4,249+86.2% |
| Admin fee / account holder | $3,561 | $6,627-46.3% | $20,388-82.5% | $8,951-60.2% |