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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,551 | $78,690+170.1% | $161,489+31.6% | $87,485+143.0% |
| Participation rate | 89.3% | 67.5%+21.8pp | 78.7%+10.6pp | 68.9%+20.4pp |
| Annual return | 4.14% | 32.74%-28.6pp | 89.72%-85.6pp | 26.06%-21.9pp |
| Employer contribution / active EE | $10,644 | $2,588+311.3% | $4,268+149.4% | $2,596+310.0% |
| Participant deferral / active EE | $7,914 | $3,311+139.0% | $5,630+40.6% | $4,274+85.2% |
| Admin fee / account holder | $3,561 | $6,724-47.0% | $16,006-77.8% | $7,775-54.2% |