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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,551 | $76,407+178.2% | $150,298+41.4% | $82,448+157.8% |
| Participation rate | 89.3% | 66.4%+22.9pp | 77.8%+11.5pp | 68.1%+21.2pp |
| Annual return | 4.14% | 39.99%-35.8pp | 62.79%-58.6pp | 41.64%-37.5pp |
| Employer contribution / active EE | $10,644 | $2,614+307.2% | $4,154+156.2% | $2,551+317.3% |
| Participant deferral / active EE | $7,914 | $3,214+146.2% | $5,453+45.1% | $4,139+91.2% |
| Admin fee / account holder | $3,561 | $6,352-43.9% | $14,116-74.8% | $7,234-50.8% |