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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,678 | $133,998+68.4% | $112,263+101.0% | $134,545+67.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.99% | 47.17%-65.2pp | 27.49%-45.5pp | 418.37%-436.4pp |
| Employer contribution / active EE | $29,750 | $4,040+636.4% | $3,636+718.2% | $4,742+527.4% |
| Participant deferral / active EE | $20,500 | $5,292+287.4% | $4,729+333.5% | $6,401+220.2% |
| Admin fee / account holder | $1,159 | $7,493-84.5% | $6,410-81.9% | $11,431-89.9% |