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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,906 | $115,814+22.5% | $101,275+40.1% | $158,982-10.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.77% | 56.16%-39.4pp | 46.48%-29.7pp | 302.99%-286.2pp |
| Employer contribution / active EE | $22,500 | $4,176+438.8% | $3,660+514.7% | $4,763+372.4% |
| Participant deferral / active EE | $19,000 | $4,958+283.2% | $4,371+334.7% | $5,983+217.5% |
| Admin fee / account holder | $449 | $7,249-93.8% | $5,948-92.5% | $11,252-96.0% |