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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,706 | $109,344-75.6% | $89,400-70.1% | $158,950-83.2% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 21.14% | 345.73%-324.6pp | 245.64%-224.5pp | 302.91%-281.8pp |
| Employer contribution / active EE | $458 | $3,170-85.5% | $2,586-82.3% | $4,762-90.4% |
| Participant deferral / active EE | $2,719 | $4,599-40.9% | $3,890-30.1% | $5,983-54.6% |
| Admin fee / account holder | $641 | $6,154-89.6% | $4,882-86.9% | $11,248-94.3% |