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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,488 | $202,440-2.9% | $169,390+16.0% | $139,466+40.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -1.42% | 532.36%-533.8pp | 406.07%-407.5pp | 373.66%-375.1pp |
| Employer contribution / active EE | $10,175 | $4,693+116.8% | $4,013+153.6% | $4,754+114.0% |
| Participant deferral / active EE | $15,897 | $6,940+129.1% | $6,222+155.5% | $6,712+136.8% |
| Admin fee / account holder | $45,600 | $10,722+325.3% | $9,015+405.8% | $11,409+299.7% |