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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,252 | $68,852+2.0% | $120,524-41.7% | $80,925-13.2% |
| Participation rate | 77.0% | 61.6%+15.4pp | 71.9%+5.1pp | 67.7%+9.4pp |
| Annual return | 20.36% | 23.67%-3.3pp | 107.36%-87.0pp | 35.65%-15.3pp |
| Employer contribution / active EE | $4,549 | $2,063+120.5% | $3,469+31.1% | $2,756+65.1% |
| Participant deferral / active EE | $9,374 | $3,187+194.2% | $4,994+87.7% | $4,299+118.1% |
| Admin fee / account holder | $6,811 | $5,781+17.8% | $9,440-27.9% | $6,940-1.9% |