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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,185 | $61,605+9.1% | $112,273-40.2% | $75,173-10.6% |
| Participation rate | 61.1% | 61.7%-0.6pp | 72.4%-11.3pp | 67.2%-6.1pp |
| Annual return | 60.19% | 28.47%+31.7pp | 30.23%+30.0pp | 160.72%-100.5pp |
| Employer contribution / active EE | $3,674 | $2,015+82.3% | $3,431+7.1% | $2,671+37.6% |
| Participant deferral / active EE | $7,309 | $3,108+135.1% | $4,800+52.3% | $4,126+77.1% |
| Admin fee / account holder | $807 | $4,862-83.4% | $7,752-89.6% | $5,651-85.7% |