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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,891 | $89,367-75.5% | $141,191-84.5% | $72,975-70.0% |
| Participation rate | 98.0% | 75.1%+22.8pp | 82.5%+15.5pp | 69.5%+28.5pp |
| Annual return | 34.48% | 111.87%-77.4pp | 71.41%-36.9pp | 81.01%-46.5pp |
| Employer contribution / active EE | $2,043 | $3,115-34.4% | $4,736-56.9% | $2,440-16.3% |
| Participant deferral / active EE | $4,849 | $5,419-10.5% | $6,710-27.7% | $3,608+34.4% |
| Admin fee / account holder | $525 | $5,957-91.2% | $10,264-94.9% | $5,124-89.8% |