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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,755 | $160,028+13.0% | $147,080+22.9% | $145,884+23.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.46% | 98.60%-86.1pp | 420.17%-407.7pp | 551.85%-539.4pp |
| Employer contribution / active EE | $3,360 | $5,286-36.4% | $4,933-31.9% | $4,662-27.9% |
| Participant deferral / active EE | $12,136 | $8,422+44.1% | $8,066+50.5% | $6,690+81.4% |
| Admin fee / account holder | $978 | $15,030-93.5% | $12,989-92.5% | $13,392-92.7% |