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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,165 | $176,120-9.6% | $159,487-0.2% | $167,553-5.0% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 14.02% | 331.95%-317.9pp | 263.71%-249.7pp | 478.89%-464.9pp |
| Employer contribution / active EE | $2,277 | $5,299-57.0% | $4,831-52.9% | $4,840-53.0% |
| Participant deferral / active EE | $9,975 | $7,752+28.7% | $7,354+35.6% | $6,343+57.3% |
| Admin fee / account holder | $350 | $12,561-97.2% | $10,804-96.8% | $12,316-97.2% |