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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,885 | $27,632+4.5% | $61,452-53.0% | $68,486-57.8% |
| Participation rate | 41.8% | 39.5%+2.3pp | 52.6%-10.8pp | 67.9%-26.1pp |
| Annual return | -14.96% | -13.24%-1.7pp | 338.96%-353.9pp | -7.85%-7.1pp |
| Employer contribution / active EE | $499 | $696-28.3% | $1,160-57.0% | $2,597-80.8% |
| Participant deferral / active EE | $1,247 | $1,264-1.3% | $2,125-41.3% | $4,028-69.0% |
| Admin fee / account holder | $1,601 | $2,010-20.4% | $2,131-24.9% | $5,404-70.4% |