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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,572 | $35,183-35.8% | $73,550-69.3% | $70,126-67.8% |
| Participation rate | 35.7% | 42.9%-7.2pp | 54.9%-19.2pp | 69.5%-33.8pp |
| Annual return | 12.85% | 26.90%-14.1pp | -15.16%+28.0pp | 73.15%-60.3pp |
| Employer contribution / active EE | $415 | $709-41.5% | $1,219-66.0% | $2,343-82.3% |
| Participant deferral / active EE | $1,425 | $1,220+16.8% | $1,804-21.0% | $3,332-57.2% |
| Admin fee / account holder | $0 | $2,302-100.0% | $2,320-100.0% | $4,645-100.0% |