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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,826 | $92,219-37.3% | $76,766-24.7% | $135,382-57.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -2.68% | 5.46%-8.1pp | 2.43%-5.1pp | 519.77%-522.4pp |
| Employer contribution / active EE | $410 | $3,216-87.3% | $2,485-83.5% | $4,779-91.4% |
| Participant deferral / active EE | $1,825 | $4,508-59.5% | $3,851-52.6% | $5,609-67.5% |
| Admin fee / account holder | $10,340 | $10,749-3.8% | $6,675+54.9% | $10,829-4.5% |