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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,838 | $155,555+32.3% | $146,866+40.2% | $155,188+32.6% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.5%+5.0pp | 80.8%+6.7pp |
| Annual return | 7.09% | 115.41%-108.3pp | 102.85%-95.8pp | 148.84%-141.8pp |
| Employer contribution / active EE | $2,036 | $4,647-56.2% | $4,425-54.0% | $4,248-52.1% |
| Participant deferral / active EE | $11,801 | $8,044+46.7% | $7,759+52.1% | $6,531+80.7% |
| Admin fee / account holder | $8,117 | $14,755-45.0% | $13,620-40.4% | $14,480-43.9% |