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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,778 | $160,028+15.5% | $147,080+25.6% | $145,884+26.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 26.87% | 98.60%-71.7pp | 420.17%-393.3pp | 551.85%-525.0pp |
| Employer contribution / active EE | $2,027 | $5,286-61.6% | $4,933-58.9% | $4,662-56.5% |
| Participant deferral / active EE | $10,384 | $8,422+23.3% | $8,066+28.7% | $6,690+55.2% |
| Admin fee / account holder | $21,639 | $15,030+44.0% | $12,989+66.6% | $13,392+61.6% |