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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,172 | $93,598-61.4% | $135,974-73.4% | $75,173-51.9% |
| Participation rate | 75.0% | 75.2%-0.2pp | 81.9%-6.9pp | 67.2%+7.8pp |
| Annual return | 21.50% | 30.89%-9.4pp | 68.30%-46.8pp | 160.72%-139.2pp |
| Employer contribution / active EE | $3,164 | $3,538-10.6% | $4,859-34.9% | $2,671+18.5% |
| Participant deferral / active EE | $5,439 | $6,405-15.1% | $7,760-29.9% | $4,126+31.8% |
| Admin fee / account holder | $1,686 | $6,978-75.8% | $10,767-84.3% | $5,651-70.2% |