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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,304 | $125,193-57.4% | $105,591-49.5% | $145,978-63.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.42% | 225.53%-218.1pp | 116.43%-109.0pp | 550.52%-543.1pp |
| Employer contribution / active EE | $14,382 | $3,718+286.8% | $3,166+354.3% | $4,662+208.5% |
| Participant deferral / active EE | $5,335 | $5,708-6.5% | $5,008+6.5% | $6,690-20.3% |
| Admin fee / account holder | $3,687 | $17,277-78.7% | $11,024-66.6% | $13,400-72.5% |