Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,801 | $81,262-20.3% | $155,602-58.4% | $80,911-19.9% |
| Participation rate | 46.2% | 66.2%-20.1pp | 78.2%-32.1pp | 67.6%-21.5pp |
| Annual return | 12.78% | 33.34%-20.6pp | 64.81%-52.0pp | 35.63%-22.8pp |
| Employer contribution / active EE | $0 | $3,102-100.0% | $4,675-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,262 | $3,451+52.5% | $5,629-6.5% | $4,297+22.5% |
| Admin fee / account holder | $3,653 | $7,992-54.3% | $15,923-77.1% | $6,935-47.3% |