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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,322 | $175,257-62.7% | $149,717-56.4% | $139,456-53.2% |
| Participation rate | 58.8% | 83.4%-24.6pp | 78.8%-20.0pp | 80.3%-21.5pp |
| Annual return | 19.75% | 166.70%-147.0pp | 134.41%-114.7pp | 373.45%-353.7pp |
| Employer contribution / active EE | $3,969 | $5,477-27.5% | $4,820-17.6% | $4,753-16.5% |
| Participant deferral / active EE | $5,744 | $6,521-11.9% | $5,682+1.1% | $6,711-14.4% |
| Admin fee / account holder | $1,871 | $16,156-88.4% | $13,213-85.8% | $11,407-83.6% |