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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,767 | $99,875-70.2% | $146,866-79.7% | $86,983-65.8% |
| Participation rate | 93.0% | 75.8%+17.2pp | 82.5%+10.5pp | 69.5%+23.4pp |
| Annual return | 12.84% | 28.10%-15.3pp | 102.85%-90.0pp | 25.83%-13.0pp |
| Employer contribution / active EE | $472 | $3,224-85.4% | $4,425-89.3% | $2,584-81.7% |
| Participant deferral / active EE | $4,777 | $6,322-24.4% | $7,759-38.4% | $4,194+13.9% |
| Admin fee / account holder | $4,260 | $7,838-45.6% | $13,620-68.7% | $7,856-45.8% |