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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,557 | $93,617-79.1% | $135,982-85.6% | $75,177-74.0% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 9.96% | 30.89%-20.9pp | 68.32%-58.4pp | 160.75%-150.8pp |
| Employer contribution / active EE | $2,453 | $3,538-30.7% | $4,859-49.5% | $2,671-8.2% |
| Participant deferral / active EE | $3,139 | $6,406-51.0% | $7,760-59.5% | $4,126-23.9% |
| Admin fee / account holder | $2,477 | $6,980-64.5% | $10,767-77.0% | $5,651-56.2% |