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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,335 | $167,352-74.1% | $143,788-69.9% | $134,509-67.8% |
| Participation rate | 55.6% | 84.8%-29.3pp | 80.3%-24.8pp | 81.2%-25.7pp |
| Annual return | -14.29% | 0.47%-14.8pp | -0.03%-14.3pp | 418.13%-432.4pp |
| Employer contribution / active EE | $2,709 | $5,620-51.8% | $4,952-45.3% | $4,741-42.9% |
| Participant deferral / active EE | $4,677 | $6,447-27.4% | $5,638-17.0% | $6,400-26.9% |
| Admin fee / account holder | $18,660 | $18,091+3.1% | $14,675+27.2% | $11,427+63.3% |