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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,649 | $65,685-82.3% | $57,181-79.6% | $273,965-95.7% |
| Participation rate | 58.3% | 78.3%-20.0pp | 75.3%-17.0pp | 83.0%-24.7pp |
| Annual return | 32.27% | 21.99%+10.3pp | 14.59%+17.7pp | 41.45%-9.2pp |
| Employer contribution / active EE | $1,341 | $3,279-59.1% | $2,682-50.0% | $4,869-72.5% |
| Participant deferral / active EE | $3,573 | $3,781-5.5% | $3,096+15.4% | $5,287-32.4% |
| Admin fee / account holder | $371 | $4,835-92.3% | $3,139-88.2% | $10,132-96.3% |