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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,101 | $113,338-47.9% | $94,993-37.8% | $147,585-60.0% |
| Participation rate | 56.3% | 78.0%-21.7pp | 73.9%-17.6pp | 82.8%-26.6pp |
| Annual return | 24.96% | 20.80%+4.2pp | 27.14%-2.2pp | 578.58%-553.6pp |
| Employer contribution / active EE | $932 | $3,160-70.5% | $2,603-64.2% | $4,876-80.9% |
| Participant deferral / active EE | $3,276 | $3,777-13.3% | $3,317-1.2% | $5,439-39.8% |
| Admin fee / account holder | $575 | $6,063-90.5% | $4,960-88.4% | $10,886-94.7% |