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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,538 | $105,623-64.5% | $87,502-57.1% | $273,972-86.3% |
| Participation rate | 50.0% | 78.2%-28.2pp | 73.8%-23.8pp | 83.0%-33.0pp |
| Annual return | 7.61% | 12.26%-4.6pp | 12.21%-4.6pp | 41.46%-33.8pp |
| Employer contribution / active EE | $866 | $3,141-72.4% | $2,550-66.0% | $4,869-82.2% |
| Participant deferral / active EE | $3,272 | $3,601-9.1% | $3,149+3.9% | $5,287-38.1% |
| Admin fee / account holder | $1,090 | $4,781-77.2% | $4,221-74.2% | $10,133-89.2% |