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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,102 | $176,077-86.9% | $159,455-85.5% | $167,518-86.2% |
| Participation rate | 87.5% | 84.9%+2.6pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 6.66% | 331.83%-325.2pp | 263.63%-257.0pp | 478.71%-472.0pp |
| Employer contribution / active EE | $2,679 | $5,298-49.4% | $4,830-44.5% | $4,838-44.6% |
| Participant deferral / active EE | $8,421 | $7,751+8.6% | $7,353+14.5% | $6,342+32.8% |
| Admin fee / account holder | $2,440 | $12,556-80.6% | $10,800-77.4% | $12,312-80.2% |