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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,857 | $100,792-74.3% | $86,691-70.2% | $134,509-80.8% |
| Participation rate | 87.5% | 78.9%+8.6pp | 76.6%+10.9pp | 81.2%+6.3pp |
| Annual return | -20.07% | 29.08%-49.1pp | 35.94%-56.0pp | 418.13%-438.2pp |
| Employer contribution / active EE | $4,936 | $3,491+41.4% | $2,837+74.0% | $4,741+4.1% |
| Participant deferral / active EE | $1,507 | $5,339-71.8% | $4,656-67.6% | $6,400-76.5% |
| Admin fee / account holder | $1,487 | $10,924-86.4% | $7,492-80.2% | $11,427-87.0% |