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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,382 | $85,169+64.8% | $172,755-18.7% | $72,983+92.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 19.91% | 27.32%-7.4pp | 802.94%-783.0pp | 81.01%-61.1pp |
| Employer contribution / active EE | $5,341 | $3,324+60.7% | $5,144+3.8% | $2,440+118.9% |
| Participant deferral / active EE | $5,732 | $3,260+75.8% | $5,198+10.3% | $3,608+58.9% |
| Admin fee / account holder | $2,873 | $5,880-51.1% | $13,955-79.4% | $5,124-43.9% |