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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,488 | $54,541-75.3% | $78,778-82.9% | $70,126-80.8% |
| Participation rate | 95.5% | 60.8%+34.7pp | 69.2%+26.3pp | 69.5%+26.0pp |
| Annual return | 16.58% | 21.07%-4.5pp | 35.62%-19.0pp | 73.15%-56.6pp |
| Employer contribution / active EE | $995 | $1,089-8.6% | $1,986-49.9% | $2,343-57.5% |
| Participant deferral / active EE | $2,386 | $2,210+8.0% | $2,958-19.3% | $3,332-28.4% |
| Admin fee / account holder | $986 | $3,709-73.4% | $5,134-80.8% | $4,645-78.8% |