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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,120 | $48,364-79.1% | $71,796-85.9% | $62,881-83.9% |
| Participation rate | 96.5% | 60.6%+35.9pp | 69.1%+27.4pp | 69.3%+27.2pp |
| Annual return | 145.05% | 13.16%+131.9pp | 78.04%+67.0pp | 20.14%+124.9pp |
| Employer contribution / active EE | $913 | $1,042-12.3% | $1,924-52.5% | $2,281-60.0% |
| Participant deferral / active EE | $2,247 | $2,091+7.4% | $2,794-19.6% | $3,203-29.9% |
| Admin fee / account holder | $553 | $3,771-85.3% | $4,815-88.5% | $4,296-87.1% |