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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,272 | $113,338-56.5% | $94,993-48.1% | $147,585-66.6% |
| Participation rate | 57.1% | 78.0%-20.8pp | 73.9%-16.7pp | 82.8%-25.7pp |
| Annual return | 16.77% | 20.80%-4.0pp | 27.14%-10.4pp | 578.58%-561.8pp |
| Employer contribution / active EE | $626 | $3,160-80.2% | $2,603-75.9% | $4,876-87.2% |
| Participant deferral / active EE | $6,485 | $3,777+71.7% | $3,317+95.5% | $5,439+19.2% |
| Admin fee / account holder | $741 | $6,063-87.8% | $4,960-85.1% | $10,886-93.2% |