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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,838 | $138,114+45.4% | $125,391+60.2% | $134,545+49.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.04% | 750.88%-761.9pp | 572.41%-583.5pp | 418.37%-429.4pp |
| Employer contribution / active EE | $5,146 | $5,246-1.9% | $4,816+6.9% | $4,742+8.5% |
| Participant deferral / active EE | $19,221 | $7,801+146.4% | $7,448+158.1% | $6,401+200.3% |
| Admin fee / account holder | $2,162 | $11,570-81.3% | $10,009-78.4% | $11,431-81.1% |