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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,654 | $176,105+13.9% | $159,474+25.8% | $167,536+19.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.89% | 331.91%-312.0pp | 263.68%-243.8pp | 478.82%-458.9pp |
| Employer contribution / active EE | $4,653 | $5,299-12.2% | $4,831-3.7% | $4,839-3.9% |
| Participant deferral / active EE | $16,497 | $7,751+112.8% | $7,353+124.4% | $6,342+160.1% |
| Admin fee / account holder | $1,989 | $12,559-84.2% | $10,802-81.6% | $12,315-83.8% |