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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,973 | $70,366+30.7% | $66,674+37.9% | $138,895-33.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 4.11% | 386.41%-382.3pp | 321.24%-317.1pp | 145.39%-141.3pp |
| Employer contribution / active EE | $15,040 | $2,765+443.9% | $2,620+474.0% | $4,194+258.6% |
| Participant deferral / active EE | $7,507 | $4,374+71.6% | $4,084+83.8% | $6,396+17.4% |
| Admin fee / account holder | $28,437 | $5,262+440.4% | $5,098+457.8% | $12,562+126.4% |