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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,973 | $102,595-10.4% | $94,057-2.2% | $154,746-40.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 4.11% | 583.42%-579.3pp | 480.62%-476.5pp | 172.34%-168.2pp |
| Employer contribution / active EE | $15,040 | $3,147+377.9% | $2,933+412.8% | $4,379+243.5% |
| Participant deferral / active EE | $7,507 | $5,118+46.7% | $4,709+59.4% | $6,730+11.5% |
| Admin fee / account holder | $28,437 | $7,736+267.6% | $7,244+292.5% | $14,365+98.0% |