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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,493 | $93,098+34.8% | $77,081+62.8% | $134,509-6.7% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.2pp | 81.2%-14.6pp |
| Annual return | -12.46% | 62.63%-75.1pp | 42.33%-54.8pp | 418.13%-430.6pp |
| Employer contribution / active EE | $4,563 | $3,419+33.5% | $2,813+62.2% | $4,741-3.7% |
| Participant deferral / active EE | $10,750 | $5,239+105.2% | $4,428+142.8% | $6,400+68.0% |
| Admin fee / account holder | $907 | $6,945-86.9% | $5,427-83.3% | $11,427-92.1% |