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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,664 | $181,898-83.1% | $156,552-80.4% | $273,970-88.8% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 26.85% | 30.74%-3.9pp | 32.23%-5.4pp | 41.46%-14.6pp |
| Employer contribution / active EE | $13,955 | $6,248+123.4% | $5,501+153.7% | $4,869+186.6% |
| Participant deferral / active EE | $11,866 | $5,550+113.8% | $4,871+143.6% | $5,287+124.4% |
| Admin fee / account holder | $1,021 | $15,560-93.4% | $13,028-92.2% | $10,132-89.9% |