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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,125 | $84,236+109.1% | $170,435+3.3% | $70,126+151.2% |
| Participation rate | 19.4% | 70.8%-51.4pp | 83.6%-64.2pp | 69.5%-50.1pp |
| Annual return | 14.70% | 23.06%-8.4pp | 205.94%-191.2pp | 73.15%-58.4pp |
| Employer contribution / active EE | $604 | $3,387-82.2% | $5,432-88.9% | $2,343-74.2% |
| Participant deferral / active EE | $1,184 | $3,086-61.6% | $4,939-76.0% | $3,332-64.5% |
| Admin fee / account holder | $0 | $5,698-100.0% | $13,881-100.0% | $4,645-100.0% |