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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,924 | $82,674+2.7% | $125,381-32.3% | $68,486+24.0% |
| Participation rate | 65.0% | 75.1%-10.1pp | 82.4%-17.4pp | 67.9%-2.9pp |
| Annual return | -17.77% | -5.97%-11.8pp | 572.31%-590.1pp | -7.85%-9.9pp |
| Employer contribution / active EE | $3,011 | $3,382-11.0% | $4,815-37.5% | $2,597+16.0% |
| Participant deferral / active EE | $6,364 | $6,111+4.2% | $7,448-14.5% | $4,028+58.0% |
| Admin fee / account holder | $998 | $6,277-84.1% | $10,007-90.0% | $5,404-81.5% |